Personal Financial Solutions produces concrete recommendations by processing your business data in real time — that is, as soon as the data is generated, without delay. It provides measurable model output, not guesswork.
No transaction fees. The platform only works based on the analytics capacity you use; It doesn't take a share of your profit margin.
Most SMEs make decisions with data scattered among bank statements, POS reports and accounting software. While this data may be accurate individually, when not combined it does not give a true view of the cash position.
The result is often delayed recognition: idle cash sits unevaluated for weeks, leaving no time to act when the risk signal arrives.
The model produces probability ranges for the next period by analyzing past cash flow and transaction patterns. “Predictive” here means a data-driven probability distribution, not an exact prediction.
The new transaction or balance transaction is processed as soon as it reaches the system; Report waiting time is eliminated. The decision is based on current data, not a summary of the past period.
The system generates an alert when the liquidity and concentration thresholds you specify are exceeded. This does not eliminate the risk; but reduces response time from the reporting cycle to the moment of analysis.
Standard brokerage commissions usually deduct a percentage of trading volume; this will erode your profit margin in the long run. No commission deductions are applied to transactions made through Personal Financial Solutions; All proceeds remain in your account.
View the details of the fee structureBank accounts, POS data and accounting records are combined into a single data layer; format differences are automatically normalized.
The model calculates cash cycle, seasonality and spending concentration on aggregate data; The results are converted into readable metrics.
The output is converted into a concrete action proposal: it is stated how much cash can be used for how long and what risk limit should be observed.
It helps you model the decision to direct some of your idle cash to short-term instruments in a way that does not jeopardize your liquidity needs.
It shows the income-expense balance for the upcoming period with a probability range; This way, you can plan your payments forward, not backward.
It monitors the change in macro data that may affect your industry and marks the points where this change intersects with your business cash position.
Personal Financial Solutions was founded to move SMEs' financial data from scattered tables to a single analysis layer. Our goal is to base the decision process on measurable data rather than intuition.
We present model outputs not in technical jargon, but in concrete terms that the business owner can understand; Each recommendation is reported along with the data on which it is based.
Create a request for access to the platform; Our team will inform you how to connect your data within 1-2 business days.